Metro Capital

Metro Capital specializes in resolving difficult creditor/debtor situations. Regardless of the matter at hand, Metro Capital’s contingency-based Balance Sheet Surgery approach is always provided at no cost to our referral partners. If we feel we can not be of significant assistance in any particular case, more traditional means remain available.

Our Partners include

Banks:

Banks today are experiencing a significant increase in “Rated” and “Special” assets on both their current asset and real estate backed loans. By restructuring trade/unsecured debt; Metro Capital can significantly reduce the risk – and the resulting exposure – of a bankruptcy filing. Our pool of investors, lenders and developers may be able to minimize your bank’s exposure on non-, or under-performing, real estate loans.

Bankruptcy Attorneys:

Bankruptcy attorneys are busier than ever today.

If the focus of your practice is debtor’s rights, you know that there are situations where a filing is just not the best strategy. Many times there are personal guarantees outstanding, so a filing only serves to shift liability(s) to the owners. Other times, in our post Sarbanes-Oxley environment, Board members will not tolerate having a bankrupt company on their resume. But quite frequently, direct negotiation with creditors – via Metro Capital’s Balance Sheet Surgery approach – simply lends itself to a better, less expensive, execution than a filing.

If you’re a Creditor’s rights is your focus, having a distressed company retain Metro Capital to coordinates efforts with unsecured creditors will dramatically reduce the risk of a bankruptcy filing, and the loss of collateral value that accompanies such a filing.

Commercial Collection Attorneys/Agencies:

If you’re in the commercial recovery business, you find yourself confronted daily with debtors that would truly like to pay their obligations – but have too much debt and too many creditors to do so. As a result, you either engage in pointless litigation, or the debtor files bankruptcy. Or both.

With Metro Capital’s Balance Sheet Surgery approach, we can coordinate the relationships with all creditors, and frequently avoid the tremendous cost – and loss of value – associated with litigation and/or bankruptcy. If our contingency based service is not likely to yield significant results, we’ll be able to inform you as such quickly, and the more traditional options are still available.

Investment Groups and their Attorneys:

While the due diligence performed prior to you taking a position in a company is extensive, we all know things don’t always go as planned. Glitches and delays occur, market and technological conditions change, and you find yourself with a company still burning through cash well after the point you expected it to be in the black.

At this point, you essentially have two options: file for bankruptcy or recapitalize the company by investing more cash.

Either way, Metro Capital’s Balance Sheet Surgery represents a far better alternative. As long as the company has cash flow, we can put together a plan that both reduces the level of delinquent accounts payable and lengthens the time available to pay the reduced amount.

If you’re recapitalizing, you want that fresh cash to go towards bringing products to market – or expanding the company’s existing market presence – not towards paying old debts! Again, Balance Sheet Surgery is the answer. Its our specialty, with decades of experience handling difficult negotiations of just this sort.

Similarly, if you’re contemplating an acquisition or divestiture of a company with an “upside down” balance sheet, you’ll get a far better execution once Metro Capital’s Balance Sheet Surgery has rationalized the A/P situation.

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All Metro engagements have common elements:

• Multiple creditors
• Significant amounts of debt
• Complex legal/regulatory environments
• Fundamentally sound business models
• Urgent need for professional third party intervention

Metro Capital also specializes in helping with orderly wind-downs